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Longer loans make it easy to get "upside down"—when you owe more than the vehicle is worth—and stay that way for a long time At a certain point during the loan term, you will eventually own a bigger percentage of the car's value than what you still owe.
When Can You Finance a Car? Exploring the Benefits and Risks of Auto Loan Financing The 2 You can usually choose your loan term, which ranges from 24 to 84 months Most car loans are about 68 months (five and a half years) In some situations, you risk being "upside-down" on the loan, owing more than the car is worth
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